Know what came in, what went out and what is coming next.
Nuni brings together accounts, cards, transactions, targets, net worth and expense splits. Record in the app, import an OFX file or send a receipt. When you want to understand a number, ask the AI.
7 days free, no credit card · Then from $3/month
The whole month, from today's balance to the bills still ahead.
See today's balance and the forecast. Enter it by hand, import OFX, use a template or let Nuni repeat what comes back every month.
Targets for spending and income
Set how much you want to spend or receive in a period. Track it by category, place, item or person.
Cards and credit bills that close themselves
Each purchase lands in the right cycle, with installments and interest worked out. When one bill closes, the next is already ready.
Planned
Bills to pay and income to receive show what is overdue, due next and already settled. Mark them paid in full or in part.
Recurring
Salary, rent, subscriptions or anything else that repeats. Pick the frequency and Nuni creates the next transaction.
Organized so you can compare, share and decide.
Accounts in more than one currency
Each account stays in its own currency. You control the conversion and see balances, targets and net worth in one reference currency.
Net worth, assets and investments
Track property and investments with contributions, withdrawals, returns, targets and value changes.
Items, places and price history
Every purchase keeps the item and place. Compare what you paid, the average, and the lowest and highest prices in your own history.
Split without mixing accounts
Split any transaction by person or item and see who owes what. The people you split with don’t need a Nuni account.
Progress that keeps the habit going
Streaks and achievements help keep records up to date and show your progress.
Ask, request a change or send a receipt.
Answers from your own numbers
Ask about balances, spending, targets, credit bills, due dates, comparisons or investments. The answer comes from the data you recorded.
Ask and Nuni does it
Create, edit or settle transactions, adjust targets, and update accounts, categories, net worth and investments. Before deleting or changing anything important, Nuni confirms.
PDF, photos and WhatsApp
Send receipts and statements to turn them into transactions. On WhatsApp, you can also receive a financial report as a PDF.
Getting started takes three steps.
Set up the basics once. Nuni then reuses them, automates repeat work and organizes the month for you.
Add the basics
Add your accounts, cards, banks and currencies.
Imports your OFX history and reconciles the transactions.
Record it your way
Type a transaction, send a receipt or use a template.
Works out installments, interest and each person's share, then puts every purchase in the right credit bill.
Review and adjust
Check the dashboard and your targets.
Updates balances and upcoming entries, compares months and answers questions through AI.
Everything Nuni brings together.
Here is the whole product, grouped by topic. Day to day, you only open the screen you need.
Dashboard and analysis
Weekly and monthly views, current and forecast balances, income, expenses, due dates and period comparisons.
Record and plan
Expenses, income and transfers; bills to pay and receive with partial settlement; recurring entries, templates and OFX import.
Accounts and cards
Banks, accounts, wallets, cards, credit bills by cycle, installment purchases and compound interest.
Organization and targets
Categories and subcategories, places, items and people; spending and income targets, with adjustment and price history.
Net worth and currencies
Assets and value changes; investments with contributions, withdrawals, returns and targets; currency conversion.
Split with people
Splits by person or item, who owes what, friends and approvals.
Privacy and control
Amounts masked by default, you choose what goes in and nobody else sees your numbers.
Habit and progress
Streaks and achievements by rarity to track your progress.
How people use it every day
“I rebuilt the same budget spreadsheet every January and gave up on it by March. Nuni is the first one that made it through a whole year without me maintaining it.”“I asked why last month felt so tight and got a real answer about my own numbers, not a generic budgeting tip. Working that out by hand used to cost me an evening.”“Saving used to mean whatever was left at the end of the month, which was usually nothing. Watching the target fill up week by week is what finally made it stick.”“Between two brokerages, a savings account and the car, I could never say what I was actually worth. Seeing all of it on one screen changed how I think about big purchases.”“Every month my partner asks where the money went, and now I just show them. No pivot tables, no rebuilding a chart, no argument about whose number is right.”“I invoice in dollars and pay rent in euros, so every spreadsheet I built eventually lied to me. Here each entry stays in the currency it actually happened in.”“My roommate and I used to settle up over text with three screenshots and a lot of guessing. Now the split happens when the expense is logged and neither of us has to bring it up.”“I used to find out I had overspent on statement day, when there was nothing left to do about it. Now I see it in the second week and can still change course.”“I was not about to hand a budgeting app my bank login. Tracking things myself, on my own terms, is the whole reason I stuck with this one.”“Part of every paycheck was already spoken for and I never knew exactly how much. Now I can look at the next three statements before I agree to one more payment plan.”“Rent, insurance and four subscriptions: I set them up once and stopped retyping them. Month-end bookkeeping went from an hour to about five minutes.”Choose your AI
All modules, multi-currency and statement import are in every plan.
You record it in the app, Nuni sorts it out.
$36 charged once a year
You save $12 (25%)
Text it on WhatsApp, Nuni records it for you.
$60 charged once a year
You save $12 (17%)
All day long, as often as you like.
$72 charged once a year
You save $12 (14%)
Common questions
You control what goes in, and only you can see it.
Privacy mode
One click masks every amount on screen. The setting is on from the start.
You decide what goes in
Nothing comes in without you. Import a statement, type it or send a receipt.
Your numbers are yours alone
Accounts, cards and transactions are individual: nobody else sees what you record.
No bank password
Nuni never connects to your bank account or asks for its password.
See Nuni working with your own numbers.
Try it for 7 days with no credit card. Import a statement or add your first transactions, then decide from your own routine.
7 days free, no credit card · From $3/month · Cancel whenever you want